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Disclaimer:

New vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (215) 822-1361 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 5.9% interest and 20% downpayment.


Monthly Auto Payment Calculator

At North Penn Mazda, we believe in helping you get the best deal for your dollar. Thus, we offer drivers in and around Chalfont the ability to estimate monthly payments with our finance calculator. We are a budget-friendly dealership that wants you to drive away with the new Mazda vehicle that you want. We make it easy with our online auto payment calculator so you can determine your budget on your next car purchase from the comfort of your couch. After you see just how much you can save when you use our car finance payment calculator, we hope you’ll choose North Penn Mazda in Colmar when you are ready for a vehicle upgrade.

If you have other questions related to the car buying process, explore our car buying tips and tricks for informative reads about how to get a loan, and more.

How to Calculate Your Car Payment

When you use an estimated monthly payment calculator, know that it is only an estimate. We are transparent with our customers. Thus, the car finance payment calculator does not include taxes, extra fees, and discounts. We want you to be mindful of what the calculator reads to prevent future surprises. However, the calculated payment on our online auto payment calculator will be close to the payout, allowing you to negotiate a price with lenders and dealerships. All you have to do as a Lansdale driver is answer the following questions:

  • Vehicle Price: Enter the price of your chosen Mazda vehicle in the finance calculator (or the price you think you will pay after receiving new vehicle specials or discounts).
  • Interest Rate: Enter your credit score into the car payment finance calculator to determine your interest rate. The number can vary depending on your credit history, so it’s best to try and raise your credit score before you purchase your next car.
  • Loan Term: The loan term is how long your loan will be. A typical car loan can be anywhere from 12 to 82 months for North Wales drivers.
  • Down Payment: This is the amount of cash you can put down on your new vehicle at the dealership. Your down payment will be subtracted from your total.
  • Trade-In Value: If you’re trading in your old vehicle, use our trade-in calculator to find your car’s current value. You can then apply this value to the car finance payment calculator.

Benefits of Using the Monthly Auto Payment Calculator

The car finance payment calculator can offer you more than an estimated monthly payment. You can find out trade-in values to the best loan term. Here are the other benefits of using the payment calculator:

  • New Car Price Estimates: Use the calculator to enter the MSRP or sticker price on a vehicle. Most sticker prices are negotiable, and you can receive vehicle discounts from the dealership. You may also qualify for manufacturer rebates that could lower the price further. Include the “destination fee” and the cost of options charged for all new Mazda cars.
  • Used Car Price Estimates: A used car calculation can be trickier as the price is often negotiable. Start with the dealership or seller’s asking price, and use online pricing guides and local ads for comparable cars to see if you can negotiate the cost.
  • Trade-In Value Estimates: Use the calculator to check the trade-in value of the car you want to purchase. You can negotiate the price when it comes time to buy.
  • Interest Rate Estimates: If pre-approved for a loan, enter the rate received from the lender to see how much you will pay each month. If you have offers from multiple lenders, use the calculator to see which lender offers you the best deal for your budget. If you know your credit score, you can use the car payment calculator to estimate the monthly payment interest rate you may be offered.
  • Sales Tax and Fee Estimates: Remember about the taxes and fees added to your total. You will need to pay a state and local tax, a documentation fee, and registration costs. Contact us and we can help you find you the best price in your area.
  • Choosing Loan Terms: The online auto payment calculator can help you find the loan term that works best with your budget. Most loans range from two to six years, but the longer your loan term, the more interest you will pay.

Benefits of Leasing vs. Financing 

Are you having trouble deciding whether to lease or buy? You’re not alone. Check out these brief summaries of the unique advantages of leasing and financing.

  • The Benefits of Leasing: When you choose to lease, you’ll make lower monthly payments and need a smaller down payment. To top things off, your contract is only for 3 years, so you’ll have the option to switch out cars more often. Your car will also be covered by its original warranty for the duration of your contract, so you won’t have to pay for auto service.
  • The Benefits of Buying: When you buy, your payments go towards your own equity. Once you’ve paid off the loan, you retain the remainder of the car’s value, which is money in your bank if you choose to sell. Furthermore, Montgomeryville drivers can customize the vehicle however they like and there are no over-mileage fees.

Find Your Next Car at North Penn Mazda!

We hope you find the use of our monthly auto payment calculator when searching for your next vehicle. The payment finance calculator offers a lot of advantages to help you plan. When you are ready, we can assist you with your car-buying options. Take a look at our new Mazda vehicles and let us know if you want to learn more about our financing options.